Life Insurance Offers Added Protection

Many people get insurance for their cars and homes because they want to protect their investments. Life insurance is a good type of insurance to have because it will help to cover substantial costs such as funeral costs. Life insurance can also help to alleviate the stress and burden of debt on the family of the insured.

Life insurance can get somewhat complicated, but it really helps to know what the different types that are available are before going insurance shopping. Freedom Life Insurance offers different kinds to choose from.

Term insurance is one kind of life insurance. Term insurance is a good choice if life insurance is only needed for a certain amount of time. Term insurance will allow the policyholder to repay a debt as well. Term insurance is also ideal if a large amount of life insurance is needed but the budget of the policyholder is somewhat limited. This type of life insurance will not build any equity from cash savings accumulated, but it can be more of a flexible plan than say permanent life insurance.

There is also life insurance known as convertible term insurance that makes it possible to convert to a permanent life insurance plan without the need for a medical exam in order to get higher premiums.

Permanent life insurance will cover the policyholder for as long as they live and will pay out a substantial benefit no matter when the policyholder dies. This type of life insurance will also make it possible to grow a savings element that will also be tax-deferred. This money can be used to fund various things as well.

With permanent life insurance such as that offered through Freedom Life Insurance, the premiums will be higher than say a term life insurance plan but the premiums will never go up. With term insurance, the premiums will go up as the policyholder gets older or when the policyholder renews the term insurance plan.

Freedom Life Insurance offers various life insurance plans, and these include but are not limited to universal life, variable life, and whole life insurance. Learn more: https://www.crunchbase.com/organization/ushealth-group#/entity

 

Ryan Hildebrandt Demonstrates the Power of USHEALTH’s H.O.P.E. Values

If asked about his life, Ryan would have a lot to be thankful for these days, his life full of exciting accomplishments. He’s a Satellite Division Leader and has been recognized by management as one of their top producers at USHealth Group. He has an exceptional family and raises two great children with his wife Ashley.


However, there was a time career-wise when Randy’s life seemed like it might head in a completely different direction. Ryan Hildebrandt was as good a pitcher as they come in Major League Baseball. During his 13 seasons career he played for the Texas Astros and the Texas Rangers. His excellent record spoke for itself with more than 5700 strikeouts logged. See more of USHEALTH Group on Facebook

His promising career as an all star pitcher changed suddenly when Ryan was forced to retire early, in 1993, after years of top dog performance caused his shoulder to give out.

Without any notice, Ryan’s life would be forever altered. He was accepted to A&M and took up studying economics and finance. To earn a living he waited tables and bartended. By the time he graduated, he had saved $2000.

Following his instincts, he placed his resume’ on popular job search websites. Out of the blue, he was contacted by a woman named Connie who would help Ryan rediscover meaning and hope in his career.

Ryan reluctantly took the job. Even though he had no idea what he was selling and had no prior experience, he attended all of his mandatory meetings and followed the advice he was given.

Still discouraged, even after earning his license, he approached the company’s trainer, Kevin Ferrell and shared his desire to resign. Ferrell set up a meeting with USHealth Group CEO, Troy McQuagge and what transpired brought Ryan closer into the USHEALTH family, where he transitioned to his leadership role at USHealth Advisors.

Ryan still remembers that meeting and is still inspired by how much it changed him.

Consistently one of the top producers, Ryan pays forward the opportunity he was given by McQuagge, adhering to the company’s H.O.P.E., Helping Other People Everyday, core values, by regularly giving to others every single day.

USHealth Group does not take the H.O.P.E. philosophy lightly. They have donated unselfishly from their time and monetary and resources necessary to causes such as the families of children with cancer, the restoration of lives and homes destroyed by Hurricane Katrina and The Crisis Nursery, providing emergency shelter services for the less fortunate children of Phoenix, Arizona.

For more info, visit:http://ushagent.com/rachelmunozflorido