Anil Chaturvedi on Fintech’s Effect On The Banking Industry

Anil Chaturvedi is an experienced banker with over four years of experience in the industry. Chaturvedi has experience in all aspects of banking including private, corporate, and investment banking and has concentrated much of his career on cross-border transactions taking place between India and various European countries.

Chaturvedi grew up in his native India and attended the University of Meerut where he received a bachelor’s degree with honor status in economics. He moved on to Delhi University’s Delhi School of Medicine in 1973 and while there satisfied the requirements to obtain his MBA.

Anil currently works in Switzerland at the Hinduja Bank and he has been both outspoken and quite informative in regards to what he feels is the effect that Fintech is having on the banking industry.

Fintech is the moniker given to financial technology and the thought of the word causes many in the banking injury to become unnerved by the perceived threat that exists. The four decades of experience that Anil Chaturvedi has in the banking industry has afforded him a more objective view of the Fintech situation and he speaks when he can about what is, and what is not affected by Fintech.

One narrative that has become particularly common in the many discussing taking place regarding Fintech is that traditional banking can possibly be in endangered by the consumer-focused, fast-moving start-ups that result from finance technology.

Anil Chaturvedi says that the impact that has been seen in the banking industry due to Fintech start-ups have occurred mostly in the retail sector of the industry. Chaturvedi explains that these companies are able to function at this level because they are able to improve user experience, increased brand awareness, and pricing structures that attract customers.

Chaturvedi says that these smaller Fintech startups benefit by being able to laser-focus their efforts due to the lack of encumbrance that that is experienced by traditional banks.

Anil Chaturvedi explains that the traditional banking industry has many advantages also and is not in imminent danger from the Fintech industry. Traditional banks have much more resources at their disposal than startups and while these new players in the industry are able to present a quite attractive display to customers they have not been able to produce the infrastructure on the backend that is present with traditional banking.

Chaturvedi tells naysayers that while the banking industry is in a constant state of change and will no doubt look very different in two decades, that it would be a mistake to think that traditional banks will no longer exist due to Fintech or whatever is next in the form of innovative banking solutions.

Deirdre Baggot is Helping Transform Costs in Medicine

As Vice President of The Camden Group, Deirdre Baggot is recognized nationally as an expert in discussions involving bundled payment. While continuing her dedication to such endeavors, she was appointed to become an expert reviewer back in 2012. This position allowed Ms. Baggot to participate in the Bundled Payments for Care Improvement Initiative for Models number 2 through 4. During her time at Exempla Saint Joseph in Colorado, as well as Northwestern Memorial via The University of Michigan Health System, Ms. Deidre Baggot gained much respect in regard to healthcare reform. She drew from her experience as a clinician and also a hospital executive to pioneer bundled payments, and she then collaborated with clients to raise awareness and generate millions in revenue for healthcare advisory forms. Read more at to learn more.

Right here in the United States, there are over 60,000 diagnoses being given along with over 6,000 drugs. There are also 4,000 surgical techniques and these are be deployed regardless if the recipient is able to pay or not. With people like Deirdre Baggot leading the charge for change, this can be reduced on a major level and can help so many. Some say that the role bundled payments has in the medical community is only expected to rise in importance. Board members and executives within the hospital must know how important it is to have an understanding of what a smart bundled strategy payment looks like in it’s complete form.

Deirdre Baggot has been credited for the design and implementation of many new payment models during her career. She has worked with employers, medicaid, medicare, along with commercial payors in over 200 hospitals. Having the best results in the industry, Deirdre Baggot has improved quality and patient experience by utilizing a care model transformation. As a trusted advisor to boards within the health system, Deirdre served as an expert to CMS for the Bundled Payments for Care Improvement Initiative. Ms. Baggot even served as an advisor to the New York Medicaid bundled payments pilots. All in all she has dedicated her time and effort to the task of bundled payments and the growth of this sector overall. View:

The Mindset Of Paul Herdsman Towards Mistakes

It is a common desire to be perfect and avoid mistakes. One of the most common occurrences is people avoiding trying something that could actually take them to the next level because they are afraid of making mistakes. This is one of the most unrealistic views of life when one thinks that he can get through without making a mistake. One of the reasons people avoid making mistakes is that they are afraid of what people will think about them. This is one of the most destructive mindsets people have. In the case of Paul Herdsman, he has learned that mistakes are a regular part of an entrepreneur’s life.


In his interview with IdeaMensch, one thing that Paul Herdsman suggests that people do is learn from their mistakes. People who learn from the mistakes they make are going to be the ones that are going to grow. The entrepreneur who eventually succeeds is one who is not afraid of mistakes.


As a matter of fact, Herdsman is someone that pursue mistakes. This can help him figure out the path he needs to go to build something that is going to support him. As a matter of fact, one of the sayings is that some people become experts because they have learned about everything that didn’t work.


The way that entrepreneurs can succeed like Paul Herdsman while making mistakes is if they are diligent and organized. One of the worst things to do is take each mistake heavily. When one goes in an organized manner and looks at life as something to study, then they are more likely to move everything forward. See Related Link to learn more.


Paul Herdsman is someone who is not afraid to make some miscalculations and experience failure because he knows that he can experience eventual success and that it is going to be big enough for him.


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Robert Deignan Takes The Software Industry By Storm

Advanced Tech Support(ATS) digital services Chief Executive Officer and founder Robert Deignan recently had an interview where he opened up about his career and personal life. The digital technology specialist graduated from Purdue University in 1995 with a B.S in organizational leadership. He was contracted by the Miami Dolphins and NY Jets to play for them before he focused on his passion for business and founded Fanlink Inc. In 2001, he was appointed the executive deputy head of iS3 an anti-malware software company.

Three years into the company, he realized that most digital service contractors had below average customer services and clients kept complaining. Together with his partners, they opted to move on from iS3 and start up their own initiative and thus co-founded ATS digital services LLC. Robert Deignan sought a group of tech wizards with the ability to combine good customer care with their digital technology knowledge and employed them to work with him.

The company that thrives on thorough customer-focused compliance has grown into a culture of prioritizing consumer needs to ensure they are happy. ATS is the first company in the industry to be recognized and be certified by AppEsteem, a company that certifies Apps. AppEsteem compiles its qualifications from legal regulators, consumer groups, security companies and software dealers. In January when ATS did its company reviews and realized they had met all 39 parameters required for call Center certification, Robert said it was easy for them to work towards getting certified then notify the AppEsteem partners of how they handled their customers with the highest level of attentiveness.

ATS has many experts in setups, activation and cellular repairs who are well conversant with their tools. Robert Deignan is glad that now more consumers are warming up to the idea of using remote technologies to rectify their machines when need be. Most clients have allowed ATS to access their systems and can get assistance through just a phone call. When it comes to physical difficulties like installing a sound system or setting up smart technologies, ATS sends a skilled team that handles them professionally.

Emergency and Physician Doctor- Eric Forsthoefel

When growing Eric Forsthoefel wanted to be a medical doctor that is why after his high school graduation, he joined the University of Louisville School of Medicine, and later Louisiana State University for his Residency in Emergency Medicine. After his education, the emergency doctor began his specialty in treating medical conditions which require special attention and they are complicated in nature. He specializes in trauma, fractures, acute illness, cuts, and cardiac distress. Dr. Erick Forsthoefel has been serving as an Emergency doctor at Tallahassee Memorial Healthcare.

For over six years Dr. Erick has been serving in the emergency rooms, and he has gained more skills, and experience making him the best doctor at Tallahassee Memorial Healthcare. At the medical facility, Erick has been serving a broad range of patients from children and adults and he has been ensuring that they get quality services. Dr. Erick is not only qualified in terms of education but he also a licensed doctor. Various medical boards have licensed the emergency doctor including Florida State Medicine License from 2014, American Board of Emergency Medicine, Certified in Emergency Medicine, as well as approved through Los Angeles State Medicine since 2013.

Dr. Erick is also responsible to check the condition of his patients from the Intensive Care Unit to the General Unit and whether they are in good condition to be discharged from the hospital. It is advisable that patients visit the emergency doctor, and in the case of their visit, they should never worry about quality services because he is the best and even in payments, DR. Forsthoefel accepts insurance for payment. The doctor is trained to handle emergency issues and come up with life-saving methods for their clients. It is true that every patient who gets his life on the emergency doctor’s life is lucky. Erick is not only famous for handling emergency instead he is also a prominent physician at Tallahassee Memorial Healthcare Hospital where he is also a Physician Partner. Dr. Erick has built a healthy relationship between him and his patients, he treats them with care, and he is also a living example. Erick speaks both English and Spanish making it easier for him to treat more patients.

Secrets to Groundbreaking Success with Vijay Eswaran

Vijay Eswaran is a triumphant entrepreneur, philanthropist, and motivational speaker. This Malaysian-born economist is the founder and Executive Chairman of the QI Group of Companies with a footprint in 30 countries. QI specializes in hospitality, financial services, direct selling, and education. At the onset of his business, Vijay envisioned harnessing the power of direct selling and the wide-reaching internet. He is now a high-flying businessman in the Asian Pacific Rim.

Vijay has come a long way from his early days to the success he enjoys today. In his motivational speeches, he likes to remind people that fear is always lurking nearby and there is no need to be afraid. Instead, people should face fear head on and use it as a motivator for growth. Vijay further explains that success is interwoven in a myriad of challenges and both are crucial elements of growth in business and personal life.

Change is another philosophy that holds a significant meaning to Vijay Eswaran. He argues that change was never meant to be easy and those who expect that only end up failing. Just like growing a business, change occurs in several cycles as challenges dissipate slowly and we eventually succeed. Therefore, constant overlapping change is what yields great results whether in business, education, or other aspects of life.

When speaking to Forbes, Vijay Eswaran recounted his love for the written word as opposed to being pulled into the hyper-digital lifestyles that flood our timelines. He credits reading books, like the Alchemist, for stretching his imagination and shaping his perspective about life. Vijay teaches budding entrepreneurs to be true servants by adhering to the three Cs of leadership; care, clarity of vision, and core values. He has penned two books In the Sphere of Silence, and Two Minutes from the Abyss—11 Pillars of Life Management, that inspire people to take control of their lives.

This former taxi driver now has an estimated net worth of $500 million. When he is not fielding questions about growing a business, Vijay Eswaran does charity work through RYTHM Foundation and Vijayaratnam Foundation. Seeing his humble beginnings, he appreciates the ability to give a leg up to the less fortunate so they too can achieve upward mobility.

End Citizens United Case: File Against Florida Governor Violating Campaigns

The American Bridge made allegation reports about the aspiring Florida senator and candidate Rick Scott received some donations from executives that run private equities. In the allegations, they reported that Rick Scott had got the benefits. In 2010, the SEC had ruled and prohibited expressly the financial firms to avoid funding campaigning officials and they end up influencing state pension investments. This made PAC roll out the donations for the New Republican. During that time, Scott was the one holding the chairmanship of the group even in 2017 May. The reports say that there were more than $3 million benefits that the firm received and it had been traced to come from Florida investments. The reason why PAC had ruled that was to allow in protection decision of the investments because it was being influenced by politics. The chance was given to an organization called End Citizens United and they were the ones to charge for any allegations.

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It was after Scott announced in the Congress the will to fight for Florida senatorial sit using the Bill Nelson’s Democratic position. What came after is a complain that was forwarded to Federal Election Commission. The report talked of him breaking the law. The organization that was against him is End Citizens United and headed by Adam Bozzi. He had made some prediction failure where Scot was tempted in serving his personal interest and then manipulate the law. He is the End Citizens United communication director. ECU is a political action committee that aims to get the big money out of politics. What he has been thinking is that the people of Florida are lacking trust with Scott and it is making him try to bring “shady political tricks” so they aren’t expecting him to look after them.

Adam was trying to express the organization concern by reporting Scott because he had violated the federal law. This was to call for an immediate investigation into the allegations that were raised. It is only the Federal Election Commission that had the right and mandate to investigate him for the allegations. Bozzi also talked about the existing evidence with End Citizens United which the aspiring senator wanted to use so that he could advance politically and amount to a better significant degree.

In some of the evidence he had, was that Scott been using Jenny Drucker as the fundraiser. The other complaint was that PAC was sharing a similar address with his political organizations which were recorded by FEC February filing according to They talked of Scott as the largest fraud in the nation’s history.

Louis Chenevert Best Career Years

The legacy of Louis Chenevert in the United Technologies Corporation is something that has rose the curiosity of many individuals on how he did it.

Louis Chenevert had a normal childhood. He never had anything extraordinary as a baby besides being a self-driven individual. He graduated with a Bachelor’s Degree in Production Management. His lecturers were impressed by his enthusiasm in class. They knew he was destined for greatness.

After his University education, Guy Hachey employed him in General Motors. Hachey was a year and a half ahead of him. Hachey says that Chenevert was the best executive he ever worked with in his career. At the time, they were young individuals hungry for success. They had the same goals and objectives. They both wanted the company to be successful and attain the high positions of the company. Hachey says that he promoted Chenevert to replace him every time he got a promotion. The two entrepreneurs are still friends and have a lot to share about their past success.

Louis Chenevert Way to UTC

Although things were working out well in the General Motors, it was time to move on and get greener pastures as well as unlock the other potential in him.

Fortunately, the Pratt & Whitney Company hired him. The Pratt & Whitney Company is an engine manufacturing company. The unit where he was working improved tremendously, and he got a promotion six years later as their President.

The Pratt & Whitney Company was a branch of the United Technologies Corporation at the moment. When they say the changes that Louis was making in the company, they hired him as their Chief Executive Officer, a decision they have never regretted.

The Impact of Chenevert’s Decisions in UTC

Louis Chenevert made significant contributions in UTC. He raised the values of the shares of the company by almost 200%. This was a great improvement given that the nation was going through a serious financial crisis.

Louis Chenevert also reduced the green gas emissions and water consumption making the company’s eco-friendly and hence more acceptable in many nations.

The impact of Rick Shinto’s leadership qualities on the growth of Innovacare Health

Innovacare health can be regarded as one of the fastest growing organizations in North America because of various factors such as committed and dedicated employees who are full of experience and expertise in giving health care services and management. Quality leadership is also one of the internal factors of the organization that has led to its success over the years. Rick Shinto is the current president and the CEO of the company and through his leadership has created the company a good name and has helped improve the quality of health services offered to the residents of Puerto Rico.

Rick Shinto has a vast knowledge and experience in the field of healthcare management. He has a bachelor’s degree from the University of California and a medical degree from the State University of New York. Besides, he also has a master’s degree from the University of Redlands. He has a rich educational background which is one of the reasons he has become the kind of a man he is today.

Rick Shinto has also been in a position to work in various health institutions before working at the Innovacare Health such as Aveta where he was the president and the CEO of the company. He had such a good reputation that he even received an award as the young entrepreneur of the year. This award also added him much value in his life and a high reputation since the award is given to those entrepreneurs who are not only dedicate and hardworking in being successful in business, but also those who are excellent in financial performance, innovativeness as well as dedication to giving back to the community.

He also worked at the Pathways Management Company where he served as the Chief Medical Officer as well as the Chief Operating Officer at the company. He has been in a position to contribute to the growth and development of many institutions. Today, Invacare has become a health institution of choice to many people because through his leadership and innovativeness he has been able to lead the company to use the most advanced technology to provide services to at affordable prices. Most people in Puerto Rico also prefer to register their health insurance with Innovacare since its services are available even to the most ordinary people in the community including the low-income earners.

One thing the Rick Shinto has influenced his employees at Innovacare to do for them to succeed is the ability to have teamwork that enables sharing of ideas supported by excellent communication skills. He believes that with this, the organizations can be in a position to solve even the most complex challenges.


Lori Senecal Leaves Marketing

The advertising business recently bid farewell to one of their top players when Lori Senecal stepped down from her position of the Global CEO of the creative agency Crispin Porter + Bogusky. Lori Senecal has had several years of leadership experience in the advertising industry and leaves the business with a great record of success and happy clients. Her departure was announced in March 2017 and her finals days with the company were in December. Lori Senecal’s exit from the advertising agency Crispin Porter + Bogusky is one of several that the company has experienced in the last year and a half. Fortunately for CP+B, plans were laid out privately between herself and the company’s Chairman Chuck Porter when she began with the company in 2015. For more details visit Bloomberg.




Lori Senecal was inspired to leadership roles while she was coaching gymnastics during her college and high school years. While she enjoyed the sport, she felt that her height would hinder her when it came to herself competing. Lori Senecal learned to be consistent and set goals during her time as a gymnastics coach, skills that stuck with her through the entirety of her advertising career. Instead of being judgmental, she put an emphasis on clear communication which helped her achieve the type of vision that she needed in the business world. Check out



In order to make money in the advertising industry, Lori Senecal needs to ensure that her clients make money and are happy with the campaign that her company has provided. Becoming profitable in the business was a process for Lori Senecal and she took it one step at a time. She started by landing a few clients with good products and took her time developing campaigns for them that had an impact. She and the teams she has worked with all had a strong passion for creativity which is one of the driving forces behind their success. Her vision and work ethic helped her companies achieve success and a profit faster than most marketing agencies of the day. You can visit their Twitter page.



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